We strongly feel that our patients deserve the very best possible dental care we can provide. At all times, you can be confident that we will always provide you with our best services without regard to the limitations imposed by your insurance coverage. In an effort to maintain this high quality of care, we would like to share with you some facts about dental insurance.
Your dental plan is a form of compensation provided by your employer. There are literally hundreds of plans, each unique in its scope and coverage. You can expect your carrier (insurance company) to reimburse you for a portion of our fee. That portion is determined by the contract between your employer and the insurance company and generally covers 30 to 80 percent of fees within a yearly maximum between $500-$2,000. The higher the premium paid by your employer typically the more generous the reimbursement. Since most insurance carriers base their benefits on a schedule of average fees over diverse geographic and economic regions, our fees will generally be higher than what the insurance companies label”reasonable and customary” fees.
We urge you to be fully aware of the provisions of your dental plan. Although we are not a party to the contractual arrangement between your insurance company and your employer, we do want to help you receive the reimbursement to which you are entitled. If you would like to know what your insurance benefits cover before you begin treatment, we will submit a pre-determination on your behalf. As a courtesy to you we will promptly submit your insurance claims at no cost. We will also provide any amplifying information requested by your insurance company.
Please contact us if you have any questions regarding our handling of insurance matters.
It will be beneficial for you to bring your insurance information with you to your initial dental appointment to expedite your reimbursement.